A different fic....

Dec. 17th, 2025 08:39 am
conuly: (Default)
[personal profile] conuly
"He took the Walkman out of his pocket and flipped through the songs in the cassette."

Oh, sweetie. That's... that's just not how cassette tapes work. Not even overseas. You fast forward or rewind - literally winding the tape again - and hope that your timing is amazing. I mean, with practice I guess you can get pretty good, but still.

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siderea: (Default)
[personal profile] siderea
Canonical link: https://siderea.dreamwidth.org/1891517.html


This is part of Understanding Health Insurance





The Three-Stage Model



When you have health insurance, you have a contract (health plan) with the insurance company that says that for the duration (the plan year) of the contract, you will pay them the agreed upon monthly fee every month (the premium), in exchange for them paying for your health care... some.

How much is "some"? Well, that depends.

To understand what it depends on, you have to understand the three-stage model that health plans are organized around.

This three-stage model is never described as such. It is implicit in the standard terms (jargon) of the health insurance industry, and it is never made explicit. There is no industry term (jargon) for the model itself. There are no terms (jargon) for the three stages. But health insurance becomes vastly easier to understand if you think about it in terms of the three-stage model that is hiding in just about every health plan's terms (agreements).

Read more: 12,170 (sic!) riveting words about health insurance in the US] )

This post brought to you by the 221 readers who funded my writing it – thank you all so much! You can see who they are at my Patreon page. If you're not one of them, and would be willing to chip in so I can write more things like this, please do so there.

Please leave comments on the Comment Catcher comment, instead of the main body of the post – unless you are commenting to get a copy of the post sent to you in email through the notification system, then go ahead and comment on it directly. Thanks!
conuly: (Default)
[personal profile] conuly
I don't quite relish the idea of going out in it, and god knows where our shovel went, but gosh, I love looking at the snow!

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Advent calendar 14

Dec. 14th, 2025 12:08 pm
antisoppist: (Christmas)
[personal profile] antisoppist
Didn't I tell you," answered Mr Beaver, "that she'd made it always winter and never Christmas? Didn't I tell you? Well come and see!"

And then they were all at the top and did see. It was a sledge and it was reindeer with bells on their harness. But they were far bigger than the Witch's reindeer and they were not white but brown. And on the sledege sat a person whom everyone knew the moment they set eyes on him. He was a huge man in a bright red robe (bright as hollyberries) with a hood that had fur inside it and a great white beard that fell like a foamy waterfall over his chest. Everyone knew him because, though you see people of his sort only in Narnia, you see pictures of them and hear them talked about even in our world - the world on this side of the wardrobe door. But when you really see them in Narnia it's rather different. Some of the pictures of Father Christmas in our world make him look only funny and jolly. But now that the childred actually stood looking at him they didn't find it quite like that. He was so big and so glad and so real, that they all became quite still. They felt glad but also solemn.

Bush vs. Gore vid

Dec. 14th, 2025 05:59 am
brainwane: My smiling face, including a small gold bindi (Default)
[personal profile] brainwane
Happened across this Bluesky post embedding a TikTok of a vid about Al Gore "losing" the 2000 election to George W. Bush, set to a Sabrina Carpenter song. Enjoyed and wanted to share.
elisem: (Default)
[personal profile] elisem
 Um.

I tried to write an intro for this, but all I can do is gesture incoherently. No, I wasn't a Baldy, I wasn't a skinhead, but the milieu affected my life for Reasons.  If you watch this documentary it may give you a better understanding of (some of) what made Minneapolis in the 80s what it was. Or maybe you were there too, and this will be an interesting tour of byegone days.

I really want to get together and share stories of those times. For now, here, have a pretty good documentary:

https://www.youtube.com/watch?app=desktop&v=8BSDZ1DIEIQ

Safety

Dec. 13th, 2025 11:08 pm
ysabetwordsmith: A blue sheep holding a quill dreams of Dreamwidth (Dreamsheep)
[personal profile] ysabetwordsmith
One Critical Factor Predicts Longevity Better Than Diet or Exercise, Study Says

They then factored in other variables that can affect life expectancy, including physical inactivity, employment status, and educational level. The association between insufficient sleep and lower life expectancy still held. Only smoking had a stronger link.


Good, adequate sleep is a survival need. Modern society often sabotages it.

However, this study suggests that banking sleep on weekends can mitigate the effects of lost sleep during the week.  I used to do that in school, and people said it didn't work, but it certainly helped my energy level.  It may be a trick that some but not all bodies can do.




Today's Cooking

Dec. 13th, 2025 11:03 pm
ysabetwordsmith: Cartoon of me in Wordsmith persona (Default)
[personal profile] ysabetwordsmith
Today's plan to visit a holiday market got wiped out by copious snow. Again. :( So I'm drowning our sorrows in a batch of Dark Chocolate Brownies with Raspberry Spread.
sovay: (Viktor & Mordecai)
[personal profile] sovay
Apparently I can no longer re-toast myself a signature half pastrami, half corned beef sandwich from Mamaleh's without spending the rest of the evening singing the same-named hit from a 1917 American Yiddish musical. The Folksbiene never seems to have revived it and if the rest of the score was as catchy, they really should. (I am charmed that the composer clearly found the nickel conceit tempting enough to revisit in a later show, but that line quoted about the First Lady, didn't I just ask the twentieth century to stay where we left it?)

At the other end of the musical spectrum, [personal profile] spatch maintains it is not American-normal to be able to sing the Holst setting of "In the Bleak Midwinter," which until last night I had assumed was just such seasonal wallpaper that I had absorbed it by unavoidable dint of Christmas—it's one of the carols I can't remember learning, unlike others which have identifiable vectors in generally movies, madrigals, or folk LPs. Opinions?

Thanks to lunisolar snapback, Hanukkah like every other holiday this year seems to have sprung up out of nowhere, but we managed to get hold of candles last night and tomorrow will engage in the mitzvah of last-minute cleaning the menorah.

P.S. I fell down a slight rabbit hole of Bruce Adler and now feel I have spent an evening at a Yiddish vaudeville house on the Lower East Side circa 1926.

Recent reading

Dec. 13th, 2025 06:01 pm
troisoiseaux: (reading 8)
[personal profile] troisoiseaux
Read Tied Up in Tinsel by Ngaio Marsh, one of the later installments in her Roderick Alleyn series (published 1972) and set against the backdrop of a country manor being restored by a wealthy eccentric, whose particular eccentricities include hiring a domestic staff consisting entirely of convicted murderers. I enjoyed this one a lot: Alleyn's wife, painter Agatha Troy, is the focal character until he shows up halfway through to figure out whodunnit, and I always love Marsh's Troy-centric novels; the wealthy eccentric was also a really great character. And it is, as the title suggests, seasonally relevant/a Christmas Episode!

Read The Night Guest by Hildur Knútsdóttir (translated from Icelandic by Mary Robinette Kowal), a novella about a woman who is either having a mental health crisis or in the throes of something more supernatural when she finds herself waking up each morning to the increasingly violent aftermath of apparent sleepwalking episodes. Shades of Ottessa Moshfegh's My Year of Rest & Relaxation, but darker/creepier/gorier. Do not read if you are particularly fond of cats. I picked this up after seeing a review from [personal profile] rachelmanija that both piqued my interest and tempered my expectations, and I'm glad I went in forewarned that the plot's ambiguity is never actually resolved and nothing is explained; I didn't mind the Wouldn't that be messed up? Anyways I'm Rod Serling approach, but it would have been annoying to have expected answers that never came.

Have made some progress in the audiobook of Mary Shelley's Frankenstein, and this is hardly a new/unique observation, but it really is wild to read the classics that have become so diffused into general pop culture, because you'll be like yeah, yeah, we get it, it's a famous book and then you'll actually read it and it really is That Good???

Skiing Lesson (part 1 of 1, complete)

Dec. 13th, 2025 05:58 pm
dialecticdreamer: My work (Default)
[personal profile] dialecticdreamer
Skiing Lesson
By Dialecticdreamer/Sarah Williams
Part 1 of 1, complete
Word count (story only): 1375


:: Farrah is visiting friends in Colorado when they interrupt their original plans to give her a birthday surprise. General fiction, written for the December of 2025 prompt call, from a suggestion made by [personal profile] callibr8. My deepest thanks to her! ::




Farrah walked as quickly as her snow pants allowed, and reached the front desk at the hotel before the clerk could page her a third time. “Call for Miss Anders? I’m here,” Farrah declared, crossing her arms. “You do realize that it’s before eight in the morning?”

“Yes, Miss Anders.” The clerk shrugged almost imperceptibly. “We tried calling your room, and when there was no answer, switched to making a general announcement. You had a call, but they asked that you be told to be ready to depart at a quarter of nine. I’m doing my best to make sure that you’re ready.”
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(no subject)

Dec. 13th, 2025 05:57 pm
watersword: Keira Knightley, in Pride and Prejudice (2007), turning her head away from the viewer, the word "elizabeth" written near (Default)
[personal profile] watersword

Hi, there's an active shooter situation on my campus; I'm safe and a couple of miles away. ♥

jesse_the_k: chainmail close up (links)
[personal profile] jesse_the_k

I've observed hockey RPF fandom from an immeasurable distance, and I still got a kick out of this post:

https://marina.dreamwidth.org/1576715.html

[personal profile] marina was in hockey fandom, spent her childhood in Ukraine, knows much about filing serial numbers, and has definite opinions about vodka.

I'm reading reading reading.

Hi!

conuly: (Default)
[personal profile] conuly
The goal is to herd all the "What do you call this?" posts into the comments there. It never ever works. However, they do occasionally get comments like "Here are the answers to the questions you asked rhetorically as an example" and "Why do you keep posting this and asking the same questions" and "There is no such thing as a pork burger".

Yes, Virginia, there is a pork burger. This is why I have a picture of pork burger patties on my phone, so I can post it every time somebody says that those don't exist, or that they "really" mean a breakfast sandwich or a pulled pork sandwich or a ham sandwich or a BLT.

I always want to ask these people who, I guess, don't get out much why they're so sure that anything they haven't personally heard of before must not exist. It's a big old world, but apparently, not so much for them.

(I suppose I can be forgiven for being a bit snippy this time around, I mean, given everything.)

***********************


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Critical Role: Campaign 4, Episode 9

Dec. 13th, 2025 03:28 pm
settiai: (Critical Role -- settiai)
[personal profile] settiai
I started this past Thursday night's episode of Critical Role before crashing at the break because I desperately needed sleep as I knew that work would be hell on Friday. And then, to the shock of no one, I didn't manage to finish the episode yesterday because work was, in fact, hell.

So let's pick up again now that it's properly the weekend, shall we?

As with previous posts about the current campaign of Critical Role, this will be a combination of quotes, random thoughts, and some speculation. And it's obviously full of spoilers (albeit vague ones in places).

Spoilers under the cut. )

Science

Dec. 13th, 2025 02:00 pm
ysabetwordsmith: Cartoon of me in Wordsmith persona (Default)
[personal profile] ysabetwordsmith
Human brains light up for chimp voices in a way no one expected

Humans may carry ancient neural traces that let us recognize the voices of our primate cousins.

Humans don’t just recognize each other’s voices—our brains also light up for the calls of chimpanzees, hinting at ancient communication roots shared with our closest primate relatives. Researchers found a specialized region in the auditory cortex that reacts distinctly to chimp vocalizations, but not to those of bonobos or macaques, revealing an unexpected mix of evolutionary and acoustic influences.

Birdfeeding

Dec. 13th, 2025 01:51 pm
ysabetwordsmith: Cartoon of me in Wordsmith persona (Default)
[personal profile] ysabetwordsmith
Today is cloudy and cold with copious snow.  This has wiped out our plans to visit a holiday market.  :(

I fed the birds.  I've seen a large mixed flock of sparrows and house finches, at least one female and four male cardinals, a mourning dove, and a tiny wren clinging to the bathroom window as it probed the edges for hibernating insects.

I put out water for the birds.

EDIT 12/13/25 -- I did a bit of work around the patio.

EDIT 12/13/25 -- I did more work around the patio.

EDIT 12/13/25 -- I did more work around the patio.

As it is getting dark, I am done for the night.

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sigerson

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